New Car Loan

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The most suitable car loan for you depends on the priorities but two common goals are the most competitive price and the lowest monthly payment. This is why long-term loans are now so popular that more people are pulling out new and used car loans for more than 60 months.

At the same time in 2018, new and used car payments have risen to the highest level, which means people spend more than ever before. That’s why we made a list of the best car loans in 2019. We know that you need as much help as you can to increase your prices if you find the best prices for new car loan and you need it.

Auto credit data were made available to auto creditors for six months (August 2017 and January 2018).

The analysis of credit data was based on the applicant’s credit level and purchased the used or new car:

(1) Consumer identification of the most frequently selected creditors
(2) The lowest average APR offered by the creditor.

New Car Loan


With LendingTree you can fill out a short online form and dozens of lenders are ready to compete for your business.

When you fill out the form, you can immediately see real interest rates and approval information. Some car lenders have lost their credit and this is common in auto lending. It is important to note that a harder drawing is just a drawing, so the best strategy is to do the hard drawings at the same time.

Where good credit (680+) gets the lowest price


LightStream is an online consumer credit class of SunTrust Bank. LightStream strives to simplify the online lending process so you can request, approve, sign a loan agreement, and use funds on your computer or mobile device – no paper for filling or signing.

Why we chose Lightstream

New Car Loan

Among creditors with good and excellent credit, LightStream is probably the lowest APR.

New auto credit product details

  • Recommended conditions: 24 – 84 months
  • Loan amount: $ 5000 – $ 100,000

Used auto loan product details

  • Recommended conditions: 24 – 72 months
  • Credit Amounts: $ 5000 – $ 100,000

What we love

Fixed interest rate cuts. This means that you do not pay interest on your interest and if you follow the payment schedule, the loan is paid in full at the end of the term.

  • There are no fees or prepaid penalties
  • There is no limit to the year, make, model or mileage of the vehicles
  • If not 100% satisfied, Lightstream will pay you $ 100 (terms apply)

Where is it missing?

  • Loans cannot be used for cash refinancing
  • Secured loans cannot be used for commercial vehicles
  • The vehicle is to be classified as vehicle, sports vehicle (SUV), light truck, passenger or converter van
  • No customer service. 

How to apply

Before using, remember that:

  • Good credit
  • Sufficient income and means
  • I agree with electronic documents and signatures

The app is completely online. Enter:

  • Personal data : Name, address, telephone, social security number, driving license, etc.
  • Employment information : Name and address of employer, income and other financial assets
  • Credit Information : Loan target, loan amount and maturity
  • Security information : Create a username and password

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